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viagra usage and effects A common rider is accidental death, which used to be commonly referred to as "double indemnity", which pays twice the amount of the policy face value if death results from accidental causes, as if both a full coverage policy and an accidental death policy were in effect on
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Political risk insurance is a type of insurance that can be taken out by businesses, of any size, against political risk—the risk that revolution or other political conditions will result in
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Political risk insurance is available for several different types of political risk, including (among others):
Political violence, such as revolution, insurrection, civil unrest, terrorism or war;
Governmental expropriation or confiscation of assets;
Governmental frustration or repudiation of contracts;
Wrongful calling of letters of credit or similar on-demand guarantees; and
Inconvertibility of foreign currency or the inability to repatriate funds.
As with any insurance, the precise scope of coverage is governed by the terms of the insurance policy.
The underwriting of political risk insurance is a dynamic, growing business
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The policy matures when the insured dies or reaches a
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Costs, insurability, and underwriting
The insurer (the life insurance company) calculates the policy prices with an intent to fund claims to be paid and administrative costs, and to make a
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In addition, companies often limit coverage for pre-existing medical conditions, thus giving owners an incentive to insure even very young animals who are not expected to incur high veterinary costs while they are still healthy.
Some insurers offer options not directly related to pet health, including covering boarding costs for animals whose owners are hospitalized, or costs (such as rewards or posters) associated with retrieving lost animals. As part of this balancing act, fraudulent insurance practices are a major business risk that must be managed and overcome.
Gambling analogy
Both gambling and insurance transfer risk and reward.
Gambling transactions offer the possibility of either a loss or a gain