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explore it. The policy matures when the insured dies or reaches a specified age (such as 100 years old).
Costs, insurability, and underwriting
The insurer (the life insurance company) calculates the policy prices with an intent to fund claims to be paid and administrative costs, and to make a profit. So good a son, he thought, must make a good husband. Recently however, some companies in
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In addition, companies often limit coverage for pre-existing medical conditions, thus giving owners an incentive to insure even very young animals who are not expected to incur high veterinary costs while they are still healthy.
Some insurers offer options not directly related to pet health, including covering boarding costs for animals whose owners are hospitalized, or costs (such as rewards or posters) associated with retrieving lost animals. As part of this balancing act, fraudulent insurance practices are a major business risk that must be managed and overcome.
Gambling analogy
Both gambling and insurance transfer risk and reward.
Gambling transactions offer the possibility of either a loss or a gain
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